PROFITABILITAS PADA PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA

Abstract

The Objective of this research are to analyze the Firm Size, CAR, NPL, NIM,
BOPO, LDR and GWM with profitability (ROA). The Population of the research
are 20 banks that is listed at the Indonesia Stock Exchange and published per 31st
December for year 2004-2008. Multiple Regression Analysis is used to determine
relationship and influence between dependent variable and independent variable.
According to research result in 20 banks that listed at Indonesia Stock Exchange
period 2004-2008. It could be concluded that influence independent variable
(Firm Size, CAR, NPL, NM, BOPO, LDR and GWM) with dependent variable
(ROA). It indicated from value of Fobs is large than Ftable (Fobs = 53.361 > Ftable =
2.11077) with probability (p) = 0.00000 is smaller than 0.05. The figure, in
hypotesis nul is rejected meaning independent variable can gives simultant has an
influence and significant with dependent variable.Determination coeficient (adj
R2) value 78.7%, it means than an independent variable can give simultant
contribution to dependent variable about 78.7% on the otherhand 21.3% is
influenced by another variable. A Partially (individual test) show that five
independent variable (firm size, Car, NPL, NIM, BOPO) have significant with
dependent variable(ROA) because Tobs is large than Ttable and probability (p) is
smaller than 0.05. Two independent variable (LDR and GWM) do not have
significant influence with dependent variable (ROA) because Tobs is smaller than
Ttable and probability (p) is large than 0.05