FAKTOR – FAKTOR YANG MEMPENGARUHI KINERJA PERBANKAN SUATU STUDI PADA BANK YANG TERDAFTAR DI BURSA EFEK INDONESIA

Abstract

A bank that has good management if the bank can show a good performance in this
regard is reflected by how big the bank's ability to generate profits or profitability. PT
Bank TBK jewel reported poor performance in the first half of 2016 with a net loss of
Rp 835.67 billion or Rp 65 per share when compared to the performance in the first
half of 2015 and the net profit was 837.31 billion or Rp 70 per share, Bank Mandiri,
one of the largest state banks in Indonesia through the same thing. Independent
bank profits decreased by 25.7%, PT Bank Mega TBK recorded a relatively flat
performance in the first half of 2016. Net income issuers coded mega bank
decreased by 2.71% to 539 billion. PT national pension T BK savings bank (the
Bank) reported net income declined 6.9% to 1.75 trillion at the end of last year
compared to the previous year of 1.88 trillion. PT Bank Artha Graha International
Tbk is still weak in the first three months of 2016. This can be seen from the bank's
net profit INPC issuers coded these fell 33.33% to 32.28 billion, The aim of this
study was to examine the effect of capital to bank runs, to test the effect of liquidity
on the banks' performance, to test the effect on the performance of bank profitability
and to test the effect of buying power on the performance of the bank. The analytical
tool used in processing the data in this study using multiple regression statistical
analysis. Based on the results of the statistical test of the obtained results, to be
partial test result that capital or liquidity or profitability or risk or purchasing power
does not affect the profitability (in this case measured by ROA). But based on the
simultaneous test of the obtained results that capital, liquidity, profitability, risk and
GDP effect on profitability (ROA).