KAJIAN KETERSEDIAAN DAN PEMANFAATAN KREDIT UNTUK PETANI DI KELURAHAN MUARA FAJAR KECAMATAN RUMBAI KOTA PEKANBARU

Abstract

This study aims to 1) assess existing credit and can be used by farmers, 2) examine
the characteristics of existing credit to agriculture and 3) find out the problems faced
by farmers in obtaining credit in the village of Muara Fajar. Results indicate 1) that
there is enough credit varies both formal financial institutions such as UEK_SP and
BRI and non formal and Farmers Cooperative Oil Agent, 2) loans offered by financial
institutions accessible to assist farmers in farming capital and 3) farmers generally
do not have significant problems in utilizing existing credit as long as the appropriate
procedure proposed by financial institutions that exist in the village of Muara Fajar

Keyword : Credit, characteristics, financial Institutions.